FAQ

How do I apply to compare health insurance rates?

You can compare health insurance rates for free on our site. Just fill out our no-obligation application, and we will supply you with several quotes on health insurance from major insurance carriers. We explain these quotes in terms that are easy to understand to help you compare apples to apples. All you have to do is compare health insurance rates to decide which policy is right for you.

What kinds of health insurance do you offer?

We allow you to compare health insurance rates on all types of policies, including HMOs, PPOs, indemnity plans, and point-of-service plans. Whether you're looking for flexibility in your health care decisions or low out-of-pocket costs, we can match you with quotes on a policy that will suit your needs.

Can I afford health insurance?

The great thing about our site is that we provide you with multiple quotes to help you compare health insurance rates to find the best deal possible. Our insurance partners know they compete for your business with other insurers, so they go out of their way to deliver the lowest-cost, highest-quality policies they can. Health insurance doesn't have to be unaffordable. When you compare health insurance rates with our site, you can find a plan that gives you the coverage you need at the price you want.

What type of policy is the cheapest?

When you compare health insurance rates, you will notice that some plans offer more flexibility, while others offer lower costs. Generally, HMO plans offer the lowest premiums and out-of-pocket costs but also severely limit you in your healthcare choices. Indemnity plans afford the greatest amount of choice, but they are also the most expensive.

Will my health insurance policy cover the cost of prescriptions?

This will depend on the type of policy you select. You should be able to find this information in your quotes when you compare health insurance rates. With most plans, you have to make co-payments on your prescriptions. These co-pays often hinge on whether the drug is a generic or brand-name. Your plan might not cover some prescriptions at all, such as birth control or hormone therapies.

Who are you?

We aim to help you find as many health insurance quotes as possible. You can learn more about Health Insurance Rate if you are interested in our history as a company.